Critical Illness Insurance

Green Benefits Group is pleased to offer the most comprehensive Critical Illness Insurance product in Canada.

Chances are you know someone affected by a critical illness such as cancer, heart attack or stroke. Facing such a diagnosis can be frightening and stressful. Critical Illness Insurance will help relieve the financial burden that also comes with an unexpected illness. The insurance pays a lump-sum cash benefit when a covered person is diagnosed with a covered illness.

The benefits can be used how the insured person sees fit: whether it be to help pay for non-covered medical expenses such as making medical-related home alterations; to seek treatment at a specialty care facility; to participate in clinical trials; and much more. Or, you can use the cash benefit to help cover other payments such as mortgage or rent, utility bills, child care, hospital parking and/or other daily living expenses. Knowing that the cash benefit can help cover some of the out-of-pocket expenses related to an unexpected critical illness helps receive a lot of the stress.

Advantages for Employers:

  • No direct impact to a company’s bottom line.
  • Voluntary benefits are generally employee-paid and you can offer your employees the chance to enrol in extra protection at affordable rates; or there are employer-paid options available as well.
  • Your benefit advisor does all the work, from communications to enrolment to administration (all we need from your team are the enrolment dates).
  • Enhances your current benefits program.
  • Voluntary benefits offer advantages such as preferred underwriting, guaranteed issue and affordable, group rates.
  • Helps protect your employee’s personal finances against life’s unexpected moments.
  • Improves employee satisfaction – a strong benefits package aids in attracting and retaining quality employees in today’s competitive workforce and shows you care about protecting their health and financial wellbeing.

"Just a note to let you know the critical illness policy worked like a charm! I received my cheque and the process was very ‎smooth. Also, the administrators I spoke with were lovely! Happy as I am on my own account, it really pleases me that we brought this in for our staff. Thank you for your guidance with that!"