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Chances are you know someone affected by a critical illness such as cancer, heart attack or stroke. Facing such a diagnosis can be frightening and stressful. Critical Illness Insurance will help relieve the financial burden that also comes with an unexpected illness. The insurance pays a lump-sum cash benefit when a covered person is diagnosed with a covered illness.
The benefits can be used how the insured person sees fit: whether it be to help pay for non-covered medical expenses such as making medical-related home alterations; to seek treatment at a specialty care facility; to participate in clinical trials; and much more. Or, you can use the cash benefit to help cover other payments such as mortgage or rent, utility bills, child care, hospital parking and/or other daily living expenses. Knowing that the cash benefit can help cover some of the out-of-pocket expenses related to an unexpected critical illness helps receive a lot of the stress.
Heart attack, Stroke, Major Organ Failure (Transplant or Waiting List), Kidney Failure, Carcinoma in Situ, Invasive Cancer, Alzheimer’s Disease, Parkinson’s Disease, Coronary Artery Bypass Surgery, Multiple Sclerosis, Coma, Paralysis, Deafness, Blindness, Aortic Surgery, Benign Brain Tumor, Severe Burns, Loss of Speech, and Waiver of Premium (Employee/Member only).
There are many advantages to this unique offer for groups. For only a few dollars a month, they can protect themselves and their families in the event of a critical illness. There is also the option to choose a set amount payment, tax free (i.e. $10,000, $15,000, $20,000 or more).